Five deeply integrated products that work seamlessly together — or independently. Each one is the best-in-class option in its category.
NexaPay is the world's most reliable payment gateway. Built on a distributed, multi-region architecture with automatic failover, NexaPay delivers 99.999% uptime and processes payments in an average of 187ms — even at peak loads of 50,000 transactions per second.
Unlike legacy gateways that send you to a single acquiring bank, NexaPay routes each transaction through an intelligent network of 14 global acquirers, selecting the optimal path based on transaction type, currency, location, and real-time success probability scores.
ML models predict optimal retry timing for declined transactions, recovering up to 15% of soft declines automatically.
Instant payment status notifications via webhooks with guaranteed delivery and automatic retry for failed deliveries.
Replace card details with network tokens for higher approval rates and zero-liability chargeback protection.
NexaBank is Europe's most comprehensive Open Banking API. Connect to 12,000+ financial institutions across 30+ countries with a single integration. Access account data, initiate payments, and verify identities — all within the PSD2, CDR, and Open Banking UK regulatory frameworks.
Unlike basic open banking aggregators, NexaBank enhances raw bank data with enrichment, categorisation, and AI-driven insights — turning raw transaction feeds into actionable intelligence for credit decisions, cash flow forecasting, and financial management applications.
Enable flexible recurring payments that adapt to real usage — essential for utilities, lending repayments, and subscription businesses.
Verify income in seconds using open banking data — 20× faster and more accurate than manual payslip review for lending decisions.
Transform raw bank transactions into clean, categorised, merchant-enriched data with logo, location, and merchant category codes.
Fraud Shield is NexaFin's flagship AI fraud prevention product. Trained on over 18 billion transactions, our ensemble machine learning models evaluate 850+ signals per transaction — from device fingerprint and velocity patterns to behavioural biometrics and network graph analysis — and return a fraud decision in under 50ms.
Unlike rules-based systems that are brittle and easy to circumvent, Fraud Shield learns continuously from new attack patterns, automatically adapting to emerging fraud vectors without requiring manual rule updates from your team.
Every transaction receives a 0–1000 risk score across device, identity, and behavioural dimensions — giving you the context to make nuanced decisions.
NexaFin's fraud network spans all 3,800+ customers. When fraud is detected on one account, all customers benefit immediately.
NexaFX provides institutional-grade foreign exchange services through a simple API. Access real-time mid-market rates, execute conversions in 135 currency pairs, and lock in forward contracts to hedge FX risk — all without the hefty margins charged by traditional banks.
NexaFX processes over $18 billion in currency conversions monthly for customers ranging from e-commerce businesses managing multi-currency settlements to multinationals hedging treasury positions worth hundreds of millions.
A single, transparent margin above mid-market rate — no hidden fees, no manual quote request, no overnight float charges.
Set rules to automatically purchase forward contracts when rates hit target thresholds, protecting your margins from currency volatility.
NexaIssue enables any business to issue physical and virtual payment cards — Visa and Mastercard — without becoming a card issuer. Launch corporate expense cards, customer reward cards, or disbursement prepaid cards within days using our card issuing APIs and programme management infrastructure.
NexaIssue handles the entire card programme lifecycle: BIN sponsorship, card manufacturing, real-time transaction authorisation, dispute management, and statement generation — all available through our API and configurable dashboard.
Set merchant category restrictions, geographic limits, and velocity rules that update instantly — no batch processing, no delays.
Generate a spendable virtual card number in milliseconds via API — perfect for AP automation, travel booking tools, and employee purchases.