Est. 2019 · London, UK

We're building the financial
layer of the internet

NexaFin was founded with a radical belief: that accessing the global financial system should be as easy as calling an API. We're not there yet, but we're getting close.

From a frustrating API call to $280B in payments

It started with a 3am debug session in a Shoreditch flat. Our co-founders James Whitfield and Priya Kapoor were building their second startup when they ran into the same wall every fintech founder hits: integrating with the global banking system is an absurd, outdated mess of PDFs, fax machines, and 1970s protocols.

They spent six months doing it the hard way — building relationships with banks across five countries, navigating contradictory compliance requirements, and watching their engineering team spend 60% of their time on financial plumbing instead of product. That experience became NexaFin.

Founded in 2019 with a £2M seed round from Accel Partners, we set out to build the financial infrastructure layer that we wished had existed. Today, we process over $280 billion annually, serve 3,800+ businesses in 47 countries, and have 340 team members across six offices on four continents.

We're still early. The global payments market is $240 trillion. Every company in the world handles money in some way. Our mission to make that easier for every one of them is work that could take generations — and we're fully committed to that journey.

NexaFin HQ
Mission & Vision

Why we exist

Three principles drive every decision we make, every feature we ship, and every customer we serve.

Mission

To make the global financial system as accessible as the internet — an open, programmable layer that any business can build on, regardless of size or geography.

Vision

A world where every company — from a solo founder in Lagos to an enterprise in New York — has access to the same world-class financial infrastructure, at zero marginal cost.

Impact

By 2030, we aim to be the financial infrastructure backbone for 50,000 businesses globally, enabling $1 trillion in annual payment volume and supporting 10 million jobs created by our customers.

Our Journey

Five years of building

From two co-founders and a whiteboard to a global financial platform.

2019 — Year One

Founded in Shoreditch

James Whitfield and Priya Kapoor incorporate NexaFin Technologies Ltd. with a £2M seed round from Accel Partners and angel investors. The original team of 8 moves into a rented office above a coffee shop in East London. First product: a single unified API for UK Open Banking.

2020 — Finding Product-Market Fit

First 100 customers & FCA Authorisation

NexaFin receives FCA authorisation as a Payment Institution. We hit 100 paying customers, mostly UK fintech startups and e-commerce businesses. Series A round of £18M led by Index Ventures closes in October. Team grows to 45 people. Payment volume reaches £50M.

2021 — European Expansion

Into Europe & First Enterprise Contracts

NexaFin expands to 14 European markets under EU Payment Services Directive passporting. First enterprise contracts signed with two FTSE 250 companies. Series B of $65M led by Sequoia Capital. Dublin and Amsterdam offices open. Team reaches 140 globally.

2022 — Going Global

US & APAC Market Entry

FinCEN registration approved for US operations. Singapore office opens for APAC. Launch of Fraud Shield AI product. Series C of $180M at $1.4B valuation — NexaFin becomes a unicorn. Annual payment volume surpasses $10B. 1,000th customer milestone celebrated.

2023 — Platform Maturity

Treasury, FX & Card Issuing Launch

Three major new product lines launch: NexaFX (real-time currency exchange), NexaTreasury (automated liquidity management), and NexaIssue (card issuing program). Annual volume hits $85B. Team expands to 280. New York office opens.

2024 — Scaling

$200B Volume & Series D

Annual payment volume crosses $200B. Series D of $320M at $3.2B valuation closed with participation from Tiger Global and GIC. Launch of NexaLend credit infrastructure. Expansion to 47 countries. Team reaches 320 across six offices.

2025–2026 — Today

$280B+ & Building Toward the Future

NexaFin processes over $280B annually, serves 3,800+ customers across 47 countries, and employs 340 people. We're building AI-native compliance tools, expanding our banking-as-a-service offering, and preparing for our next phase — bringing NexaFin to every business on earth.

What We Stand For

Our core values

These aren't wall decorations. They're the criteria against which we hire, promote, and make decisions every day.

01

Radical Transparency

We share our strategy, financials, and failures openly — with our team, customers, and investors. We believe sunlight is the best disinfectant, and honesty builds trust faster than any marketing campaign.

02

Customer Obsession

We measure success by our customers' success. Every feature we build, every API we design, every support ticket we answer is an opportunity to make someone's financial life genuinely better.

03

Move with Precision

Speed matters, but not at the expense of reliability. In financial infrastructure, a bug isn't an annoyance — it's someone's business. We move fast, but we never compromise on correctness.

04

Inclusion by Design

42% of our leadership team are women. Our team spans 38 nationalities. We believe diverse teams build better products, and we actively create conditions where everyone can do their best work.

05

Long-Term Thinking

We optimise for decade-long outcomes, not quarterly earnings. The decisions that make financial infrastructure trustworthy are slow, careful, and expensive — and worth every bit of effort.

06

Learn Everything

Finance, regulation, technology, and the competitive landscape all move fast. We're a company of learners — curious people who read, debate, experiment, and update their beliefs when evidence demands it.

TeamMeetup
Hackathon
Growth
Global Team

A place where exceptional people do the best work of their lives

We've built NexaFin around the belief that the best financial infrastructure in the world requires the best team in the world. That means investing in people as much as we invest in technology.

Our offices are spaces for collaboration, not mandatory presence. We're proud of our hybrid culture — trusting people to do extraordinary work wherever they're most effective, whether that's our London headquarters, a Berlin café, or a home office in Auckland.

  • Competitive salaries benchmarked against top-quartile global tech companies
  • Generous equity packages — everyone at NexaFin is an owner
  • £3,000 annual learning & development budget per person
  • Flexible and remote-friendly working culture
  • 30 days holiday plus local bank holidays
  • Private health insurance for you and your family
  • Annual company retreats (Barcelona, Lisbon, Bali — so far)
  • Mental health support and wellness stipend