No setup fees, no hidden charges, no long-term contracts. Start free and upgrade when you're ready.
| Feature | Starter | Growth | Enterprise |
|---|---|---|---|
| Payments | |||
| Monthly volume limit | £50K | £2M | Unlimited |
| Transaction fee | 1.9% + £0.20 | 1.4% + £0.15 | Custom |
| Currencies supported | 30 | 135+ | 135+ |
| Payment methods | 12 | 80+ | 80+ |
| 3D Secure 2.0 | Basic | ✓ + Exemptions | ✓ + Custom |
| Intelligent routing | — | ✓ | ✓ + Custom |
| Network tokenisation | — | ✓ | ✓ |
| Fraud & Security | |||
| Fraud Shield AI | Basic (250 signals) | Standard (850 signals) | Enterprise + Custom |
| Consortium intelligence | — | ✓ | ✓ |
| Custom fraud rules | — | Up to 50 | Unlimited |
| Chargeback automation | — | ✓ | ✓ + Dedicated team |
| Banking & Open Banking | |||
| Open Banking API | — | 100K calls/mo | Unlimited |
| Virtual IBANs | — | Up to 100 | Unlimited |
| Multi-currency accounts | — | 5 currencies | Unlimited |
| VRP (Variable Recurring Payments) | — | ✓ | ✓ |
| Currency & FX | |||
| NexaFX currency exchange | — | 0.5% margin | Interbank rate |
| Forward contracts | — | — | ✓ |
| Automated hedging | — | — | ✓ |
| Card Issuing | |||
| NexaIssue virtual cards | — | — | ✓ |
| NexaIssue physical cards | — | — | ✓ |
| Analytics & Reporting | |||
| Real-time dashboard | Basic | Advanced | Enterprise + Custom |
| SaaS metrics (MRR, ARR, LTV) | — | ✓ | ✓ |
| Data warehouse export | — | — | ✓ |
| Custom report builder | — | ✓ | ✓ |
| Support & Compliance | |||
| Email support | 48h response | 4h response | 1h response |
| Live chat | — | ✓ | ✓ |
| Dedicated account manager | — | — | ✓ |
| Custom SLA | — | — | ✓ |
| SOC 2 Type II reports | — | — | ✓ |
| SSO / SAML | — | — | ✓ |
No. NexaFin has zero setup fees and no long-term contracts. You can upgrade, downgrade, or cancel your plan at any time with no penalties. We earn your business every month.
On Starter plans, transactions above £50K in a calendar month are charged at 2.2% + £0.25. We'll notify you when you're approaching your limit and recommend upgrading to Growth.
You pay the percentage fee plus the fixed fee per successful transaction. Failed or refunded transactions are not charged. FX transactions are charged separately at the stated margin.
Yes. Enterprise pricing is fully customised based on your annual volume, transaction mix, and product usage. Speak with our sales team to get a quote for your specific situation.
Absolutely. Our sandbox environment is completely free with no time limit. You can make unlimited test transactions with our test card numbers and simulate any payment scenario.
Yes. Our NexaFin Startup Programme offers 90% off Growth plan pricing for 12 months for qualifying startups (under 3 years old, under $5M raised). Apply through our website.
Our enterprise team works with high-volume businesses to design bespoke pricing structures, custom SLAs, and dedicated technical support arrangements.
Talk to Enterprise Sales Schedule a Demo